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Loan Payment Calculator

Calculate monthly loan payments, total interest, and payoff date for any type of loan. Free calculator works for personal loans, business loans, and more.

$
%
years

Your Loan Payment

Monthly Payment

$506.91

Base Payment$506.91

Total Interest

$5,414.59

Save $0

Payoff Time

$60.00

5y 0m

Amortization Schedule

Shows how your loan balance decreases over time as you build equity

Payment Schedule

MonthPaymentPrincipalInterestBalance
1$506.91$340.24$166.67$24,659.76
2$506.91$342.51$164.40$24,317.25
3$506.91$344.79$162.11$23,972.45
4$506.91$347.09$159.82$23,625.36
5$506.91$349.41$157.50$23,275.95
6$506.91$351.74$155.17$22,924.21
7$506.91$354.08$152.83$22,570.13
8$506.91$356.44$150.47$22,213.69
9$506.91$358.82$148.09$21,854.87
10$506.91$361.21$145.70$21,493.66
11$506.91$363.62$143.29$21,130.04
12$506.91$366.04$140.87$20,764.00

Showing first 12 months of 60-month loan

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How to Use This Loan Calculator

This free loan payment calculator helps you make informed financial decisions. Simply enter your values above and see your results instantly - no signup required.

Why Use Our Calculator?

  • •Instant Results: See calculations update in real-time as you adjust values
  • •Visual Charts: Understand your finances with interactive visualizations
  • •Mobile Friendly: Works perfectly on any device
  • •100% Free: No hidden fees or signup required