VA Loan Calculator
Calculate VA loan payments for veterans and military families. See funding fees, compare 0% down payment options, and estimate your monthly mortgage payment.
VA loans allow $0 down payment
VA rates are often lower than conventional
VA Loan Options
VA Loan Payment
Monthly Payment
$2,610.21
Total Loan Amount
$357,525.00
Includes $7,525 funding fee
Total Interest
$414,150.49
Over 30 years
VA Loan Benefits
Monthly Savings vs Conventional
By avoiding PMI (~0.5-1% annually), you save approximately $204/month compared to a conventional loan with less than 20% down.
Amortization Schedule
Shows how your loan balance decreases over time as you build equity
About VA Loans
- •No down payment: 100% financing available for eligible veterans
- •No PMI: Save hundreds per month compared to conventional loans
- •Competitive rates: Often 0.25-0.5% lower than conventional mortgages
- •Funding fee: One-time fee (can be financed) replaces PMI; waived for disabled veterans
- •Eligibility: Active duty, veterans, National Guard, Reserves, and surviving spouses
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How to Use This VA Loan Calculator
This free va loan calculator helps you make informed financial decisions. Simply enter your values above and see your results instantly - no signup required.
Why Use Our Calculator?
- •Instant Results: See calculations update in real-time as you adjust values
- •Visual Charts: Understand your finances with interactive visualizations
- •Mobile Friendly: Works perfectly on any device
- •100% Free: No hidden fees or signup required